
	Finding the right home at the right price is just one aspect of a real estate transaction. FLORIDA EXECUTIVE REALTY is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 813-832-5400 if your needs include a real estate pro ready for the business side of buying and selling.

Closing costs you should expect

There are certain standard expenses associated with closing the sale of a house. These expenses are usually split between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your deal.

Costs pertaining to your loan to be paid at closing (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (More information)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the optimal sales price, but I'll also push for lower closing costs. And once we've arrived at an agreement, I'll fully explain the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're buying a house in Hillsborough County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not shocked when you come to closing time. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates that are uncertain.